When you work with
Team Banosian,
you win!

Shant Banosian

President & Senior Loan Officer
at Rate | NMLS #7206

Team Banosian is the nation’s #1 mortgage lender, led by Shant Banosian — Rate’s all-time top producer. With thousands of happy clients and billions in funded loans, we combine unmatched experience with a relentless commitment to service. Whether you're buying your first home or your fifth, we bring speed and clarity every step of the way.

Meet our team

#1 Loan Originator in America

#1 in MA

for 10 years

40,000+

Closed Loans

96%

Customer Satisfaction

Closing in or under

10 Days

$10 Billion

Funded Loans (2013-2024)

Licensed in

50 States

Why Work with Us

The list of reasons is long, best presented in the video below.

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The right loan for you.

The Smart Choice for Buyers & Homeowners
Whether you're purchasing your dream home or refinancing your existing mortgage, our conventional loan options offer lower fees, flexible down payments, and faster approvals to fit your financial goals.
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Own A Home Even With Less-Than-Perfect Credit
Access FHA's powerful combination of low 3.5% down payment and flexible credit requirements (580+) - designed to help first-time buyers and those rebuilding their finances.
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A Simpler Path to Buy or Refinance for Veterans
Access your earned VA loan benefit for lower costs whether you're purchasing a home or improving your existing mortgage terms.
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Home Ownership Without The Down Payment Hurdle
Discover if you qualify for a 100% financing USDA loan that lets you secure your dream home in eligible rural areas with $0 out of pocket.
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Luxury Home Financing Without Luxury Restrictions
Access higher loan amounts for premium properties while still enjoying competitive rates, flexible terms, and streamlined approval for high-value real estate.
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Your Business Success Is Your Proof of Income
Access specialized mortgage options that recognize entrepreneurial income – without the tax return penalties or documentation nightmares most lenders require.
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Find the Right Loan for You

“Great experience! Closed quickly and easily. Ross took time before and during the application to walk us through options and timing. Great to work with!”

Kara May
“Adam on Shant's team guided us through a smooth fast pre-approval process. As a result, we found a home pretty quickly and were able to close in 2 weeks time! Adam always responded promptly, answered every question, helped navigate any corrections and communication with the rest of the team and all the people involved. I would highly recommend GR and specifically Adam Tanner!”

Ariadna Kryazheva
“I highly recommend Shant Banosian and the Rate team. They were there for us through the ups and downs of a nearly 4 year search for a single family home. They have helped us through the completion of two property purchases and the second time through the process we were able to close in 20 days.”

John Machado
“I worked with Jared and Shelby on Shant's team and they were amazing. Helped support every step of the process to ensure that I was able to put forward the best possible offer to win the bid on my new home, and then get everything underwritten and clear to close quickly and seamlessly for a peaceful and uneventful closing.”

John Remby